How Much Does Home Insurance Cost in Las Vegas, Nevada?

When it comes to protecting your home in Las Vegas, Nevada, homeowners insurance is the smart way to go. But how much does it typically cost to insure a home in the area? The cost of homeowners insurance in Nevada is affected by a variety of factors, such as the location of the property, the amount of the deductible, and your creditworthiness. To make the insurance buying process easier, Bankrate's insurance editorial team has identified the top insurance providers for homeowners in Nevada. The best insurance companies for homeowners in Nevada are Travelers, Progressive, Stillwater Insurance Group, Nationwide, and Safeco.

If you live in a high-risk flood area, your lender will likely require flood insurance in addition to regular homeowners insurance. American Family also offers add-ons that Las Vegas residents might find useful, such as equipment failure coverage. Finding the most affordable and reliable homeowners insurance in Nevada can be a challenge. To get an idea of how much premiums can vary by location, take a look at this table from MoneyGeek that shows homeowners insurance rates in cities across Nevada. If you live outside of Las Vegas, you can compare rates across the state. If you're thinking of buying a condo in Las Vegas, understanding typical condo insurance rates in the area is an important step.

We've looked at rates and companies across the state to find the best insurance for homeowners in Nevada. You can find out how much homeowners insurance costs in Las Vegas by requesting an online quote. When comparing Las Vegas homeowners insurance quotes, cost shouldn't be the only consideration. Most insurers offer the same basic coverages, so homeowners in Las Vegas should consider the cost when choosing the best home insurance policy.